File early. The window is shorter than people think and it starts at the transaction. Same for me with Turkey, unfortunately.

Everyone is an expert until the first seizure letter.

No wrong answers, and yours is a good one.

What is the first thing you would read if you were starting from zero?

Test one thing at a time. It feels slower and it is the only way to learn anything.

Small wins count. Walking to the mailbox is a data point.

Photograph everything before you open it. Ten seconds, settles most disputes. Currently on a chargeback myself.