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31/01/2021 9:02 am
Refund question. Order was short by one item and the shop wants a photo before doing anything.
The bank blocking a payment is a completely different problem from the shop blocking it, and the fix is different.
A card that works domestically can fail on an international merchant for dull, uninteresting, entirely legitimate reasons.
Photograph everything before you open it. It takes ten seconds and settles most disputes.
What is the thing you check first now?