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Just turned 26 and am enrolling in my jobs health insurance. I’m a bit confused?

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tor_lens
(@tor_lens)
Active Member
Joined: 1 year ago
Posts: 6
Topic starter   [#20204]

Insurance question. The plan says one thing, the bill says another, and the phone line says a third.

The phone log is the part people skip. Date, time, name, what was said, reference number.

Reconcile the medication list out loud, in the room. Silent reconciliation does not happen.

Bring one guideline reference, not a folder. Nobody reads a folder.

Double appointments exist in a lot of practices. Paying for the longer slot is cheaper than two visits.

Mostly wanting to know whether my expectations are realistic.



   
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TorDock
(@tordock)
Active Member
Joined: 2 years ago
Posts: 6
 

Same shape here, different drug. The thing that helped was documenting the refusal rather than re-arguing it. They refer rather than write. How long have you been on a copay assistance card?



   
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4legsgood
(@4legsgood)
Noble Member
Joined: 1 year ago
Posts: 1995
 

Bring a list. Embarrassment makes everyone forget things, including you. A fortnight in on a copay assistance card and it lines up.



   
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Green_Thumb
(@green_thumb)
Famed Member
Joined: 2 years ago
Posts: 3260
 

The pain score conversation is thirty seconds of my life I will never get back, every time.



   
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knapmist97
(@knapmist97)
Active Member
Joined: 4 years ago
Posts: 9
 

Reference ranges differ between labs, so comparing two reports is close to meaningless. Currently on a copay assistance card myself.



   
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chartnimbus
(@chartnimbus)
Active Member
Joined: 6 years ago
Posts: 7
 

Half of what people describe as tolerance is a change in the underlying condition, and the two need different answers. Tolerance was my main issue with a copay assistance card too.



   
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cliffhinge31
(@cliffhinge31)
Active Member
Joined: 2 years ago
Posts: 10
 

Sorry for the basic question, but how do you actually start one of these diaries?



   
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fen945
(@fen945)
Active Member
Joined: 6 months ago
Posts: 5
 

You are not imagining it and you are not being difficult. Document it and take the document in. A fortnight in on a copay assistance card and it lines up.



   
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