Trying to work out whether New Zealand is workable at the moment, because the rules I find online contradict each other.
Chargeback windows are shorter than people think and the clock starts at the transaction, not at the complaint.
The prepaid card route gives you recourse and the transfer route gives you a lower price. Pick which you actually want.
Photograph everything before you open it. It takes ten seconds and settles most disputes.
Mostly posting so the next person has something to search.
Fees like that are charged by the carrier, not the state, which is why they are hard to contest.
The cheapest option costs more once you price in the failure rate.
What do you do about the fee? Do you just pay it?
Domain age is one of the few signals that is expensive to fake and free to check. Currently on Australia Post myself.